Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity
by Byron Acohido, Jon Swartz

Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity
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Book Summary Information

Author: Byron Acohido, Jon Swartz
Edition: Hardcover
Audio: English (Original Language); English (Unknown); English (Published)
Published: 2008-04-01
ISBN: 140275695X
Number of pages: 304
Publisher: Union Square Press

Book Reviews of Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

Book Review: An excellent book highlighting the "dark side" of IT
Summary: 5 Stars

This book is an excellent quick read, with stories and information that will draw you in until you finish the book, and then scare the pants off you to the point that you never want to make another online purchase again.

The authors break each chapter up into three unique pieces which cover the topic for that chapter from three different angles. Being in the IT security field I am always interested to here compelling true stores on security breaches and security incidents. These stories were by no means a letdown to those interests. I was completely astonished to find how integrated the identity theft trade was with methamphetamine use and abuse. In addition, the book also does an excellent job of detailing out how banks and credit reporting agencies do and/or don't work with you if your identity does happen to become stolen.

I would highly recommend this book to every information security professional; online shopper; individual interested in the roots of phishing, computer viruses, and identity theft; and anyone responsible for the well being of a business, organization and/or its employees.

Summary of Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

"If you bank or manage your stocks online, you have to read this book. Cyberspace is making all sorts of things possible. Unfortunately, among them are fraud, theft, and espionage-all of which can directly impact you."--Richard Clarke, noted counterterrorism expert and bestselling author of Against All Enemies


A white-collar true-crime story, Zero Day Threat is a powerful investigative expose on bank and lending policies that actually facilitate ID theft and fraud. USA Today reporters Acohido and Swartz reveal the many ways that established corporations and technology giants (including Bank of America, Microsoft, and Google) have fixated on the Internet to maximize their profits, heedless of increased risks to customers. While examining the exploding range of hidden Internet hazards, they reveal the ways in which cyber crooks nab identity data--such as Dumpster diving for bountiful paper trash that offers account user names, passwords and? Social Security numbers--and then exploit that information through channels opened up by careless corporate policies.??
?Using real-life examples of those who have endured the nightmare of a stolen identity, Zero Day Threat organizes its narrative around three central archetypes:
  • The Exploiters: The drug addicts, scam artists, and crime lords who carry out the gritty aspects of data theft and financial fraud;
  • The Enablers: The credit card companies, banks, and credit bureaus who broker data;
  • The Expediters: The technology experts running the gamut from good guys like Bill Gates to the devious virus writers and database hackers always on the alert for fresh flaws.
Intended not merely to alarm, but to illuminate, Zero Day Threat exposes how lawbreakers do their dirty work, and how corporations help them do it.

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