Financial Peace Revisited by Dave Ramsey
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Book Reviews of Financial Peace Revisited
Book Review: personal finance
Summary: 5 Stars
If you are in "bad" debt like having revolving credit card balances, car loans, and not having more than a few hundred dollars in savings or not having anything at all in savings, then this book is for you. Dave Ramsey explains that one's financial life can be made a lot easier by not having debt and living on a budget. He not only uses his own life as a personal example of what not to do, but he also explains practically how to get out of debt and get one's personal finances in order. The book is the most help for getting those individuals into a good mentality regarding healthy personal finance. There is indeed a sense of power and self confidence when one is out of debt and who's savings are growing.
On the contrary, if you are already out of debt (excluding the home loan), and you have investments which are growing, and you know what I'm talking about, then this isn't the book for you, unless you're just interested in reading Dave Ramsey's personal finance perspective. There are other investment books out there which have better information regarding investment strategies. Leveraging can be a good thing, just don't go hog-wild like Dave Ramsey did!
Book Review: My favorite personal finance book
Summary: 5 Stars
The original edition of this book was the first book I read on personal finance and I still think it's the best one out there. Dave's personal story of how he lived the "rich lifestyle" and then lost it all really speaks to the myth of "having it all". He makes the point that we don't have to "have it all" (or "own it all") to be happy. That said, he offers a very solid and straight-forward plan on how to break out of the debt cycle and save for the future. The book includes a number of ways to change your thinking and your habits to make you more financially secure. Since reading this book, I have put many of his ideas into practice. There is nothing that has added to my personal happiness and security more than knowing I have an emergency fund to cover expenses if something unexpected happens. I am also almost debt-free and have money saved for retirement.
I have recommended this book to others and have even bought a copy (I originally read this at the library) just so I can read it again and lend it to friends. Everyone needs to read this book!
Book Review: Awesome book! Get it. Read it. Do it.
Summary: 5 Stars
In Dave's Financial Peace Revisited, he tells the story of how he got rich then went broke and what he learned from it. Then, Dave tells how he took a long, hard look at our society and how totally "stupid" he was (and most Americans still are) in terms of how he viewed debt and money. Dave then relates how he re-started his own climb to financial independence in a totally different way than he did the first time. This book doesn't have a bunch of conceptual, theoretical junk. It gives you PRACTICAL, immediately implementable steps that anyone can take to get their financial house in order and tells you exactly how to go about it. If you are handling your money well, this book will help you get better. If you're struggling with your money or your relationship with your spouse due to money troubles, this book may change your life. Learn how to manage your money instead of having it manage you. I've been buying copies of this book online and giving them to the people in my life that I care about most. I couldn't recommend it higher. Good luck and may God bless you.Book Review: Great Explanation Of Mutual Funds & Investment Products!
Summary: 5 Stars
I first heard Dave Ramsey on Sirius Satellite Radio. After that I was conviced to buy his book "Total Money Makeover" which I thought was great. Having loved that book I decided to venture back to his previous book "Financial Peace: Revisited"
I initially feared this book would be too much like "Total Money Makeover" and that I would be wasting my time reading the same information I already knew but quite the contrary. This earlier work is less about his baby steps program and more about saving in general. I thoroughly enjoyed his chapters on Insurance, Investment Products & Mutual funds. If you have a child or even a spouse or family member that is interested in aquiring a better understanding of what a mutual fund is and how it works, this is the best and easiest to understand explanation that I have seen to date.
I personally wish there was less religious attributes mentioned in Dave Ramseys teachings but no one is perfect. I reccomend this book to anyone who would like an easy to read book on the topic of money & savings.
Book Review: You'll never regret getting your finances in order
Summary: 5 Stars
I took the Financial Peace University class and received this book along with the class materials. Dave Ramsey is a special financial adviser in the way that his advice focuses on changing financial management behavior first and then getting into the more in-depth details later.
There are a lot of reviews and descriptions here, so I'll keep my thoughts on this simple: check out the book, take the program, and you will not regret it. This works if you apply it from my experience and the experiences of those I know who took the class. This isn't a quick fix: it'll take you a couple months to get the hang of things and some time after that to get your finances in order.
If you're serious about changing your financial future, you should really take the class, too. It's cheap and they are conducted throughout the country.