Double Indemnity

Double Indemnity
by James M. Cain

Double Indemnity
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Book Summary Information

Author: James M. Cain
Edition: Paperback
Audio: English (Original Language); English (Unknown); English (Published)
Published: 1989-05-14
ISBN: 0679723226
Number of pages: 128
Publisher: Vintage

Book Reviews of Double Indemnity

Book Review: It Always A "Dame", Right?
Summary: 4 Stars

I am more familiar with the work of James M. Cain via the movies as the basis of such films as The Postman Always Rings Twice and one of the works under review here Double Indemnity. For classic noir films I like to read the works they are based on to see how true they are to the literary efforts. Thus, I picked up this book for Double Indemnity but along the way I got into the other two. The common theme here is the role of women in bringing a man down (or building him up, if that seems appropriate to her designs). You know the old Adam and Eve tale in the modern setting. If Raymond Chandler and Dashiell Hammett, Cain's near contemporaries, had the hard-boiled, no nonsense detective down Cain has the bewitching femme fatale and `gullible' smitten guy down in the same way. This little three story volume, moreover, has the virtue of an introduction by Cain himself where he essentially dismisses out of hand positive critical comments about the hard-boiled outlook on the world expressed in his work, his commanding sense of language and his deft craftsmanship with the twists and turns of a story. Ya, right.


Cain identifies Career in C Major as the story that he liked the best of the three presented here and the one that would hold up over time. I did not get that feeling mainly because the story line gets a little too bogged down by the narrator's efforts to become a male opera singer. The tension between his gratitude (if you can call it that) to his operatic paramour/muse and his catty, headstrong and over demanding wife (who also had musical ambitions) is what drives this little work. In the end, there is basically a Mexican stand-off between hubby and wife. I do not believe that either the theme or the moral hold up today. Let me point out that despite Cain's predilections for this little piece Double Indemnity, with a very much darker theme, is still remembered as a classic tale of murderous impulse. This one you can take or leave.

The Embezzler is, however, one you had better take, as its plot structure leads straight to the classics. This little sleeper of a story points to the fine twist and turns that Cain is rather noted for. The plot revolved around the complicity of a bank executive and the wife of a bank clerk to try to stave of family disaster (her's) by trying to "fix" the books of her philandering husband held in thrall by his fellow female employee, an accountant (go figure, right?). The twist and turns center, of course, around the attraction of the bank exec for the wronged wife who may, or may not be, on the up and up. Christ, this thing had me guessing for a while whether that exec was really going to take the tumble for a wrong "dame". Read this one. You will be glad.

I mentioned above that one of the things I want to read the original story of a film noir classic for is to see how close it is to the film version. Double Indemnity runs fairly close except as to the fates of the two lovers, if that is what they are. The plot here revolves around that old standard- life insurance- or rather more properly `death' insurance, for the insured. One hulky insurance agent meets one drop dead beautiful yoing wife of an insured older client. Said wife merely inquires about accident insurance for dear hubby. You know, he is in a dangerous business, producing oil in L.A. The rest is history- hubby is a goner. The double indemnity part? Oh, if you die in an accident on a train you get double. Get it? You will.

The core of the story goes to the compulsive nature of the actual murder once the wheels are set in motion, its cover-up and the falling out among thieves. Along the way we get an entanglement with the deceased insured lovely daughter, her `boyfriend' and enough duplicity to fill up the jails of 1930's California to capacity. No problem. Except the ending of this story doesn't match up with the film. Yes, the moral of both is that men (and women) must not do evil things to their fellows. Okay, but in the movie it is a straight proposition- the bad guys must pay back society for their crimes. They must die. In the book not only is that true but the bad guys had to feel guilt-ridden about it as well. So, instead of getting away with their nefarious deeds they must kill themselves. Moreover, as it turns, wifey didn't tell dear old insurance man that she had a little prior history of psychopathic behavior. So all of society's books are cleared on this one. Nice. I'll take the darker book ending, thank you.


Summary of Double Indemnity

Tautly narrated and excruciatingly suspenseful, Double Indemnity gives us an X-ray view of guilt, of duplicity, and of the kind of obsessive, loveless love that devastates everything it touches. First published in 1935, this novel reaffirmed James M. Cain as a virtuoso of the roman noir.
When smalltime insurance salesman Walter Huff meets seductive Phyllis Nirdlinger, the wife of one of his wealthy clients, it takes him only minutes to determine that she wants to get rid of her husband--and not much longer to decide to help her do it. Walter knows that accident insurance pays double indemnity on railroad mishaps, so he and Phyllis plot frantically to get Nirdlinger on--and off--a train without arousing the suspicions of the police, the insurance company, Nirdlinger's dishy daughter, her mysterious boyfriend, or Nirdlinger himself. This brief but complex novel is a perfect example of the ordinary-guy-gone-disastrously-wrong story that Cain always pulls off brilliantly.

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