Deluxe Executive Envelope System (Dave Ramsey's Financial Peace University) by Dave Ramsey
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Book Reviews of Deluxe Executive Envelope System (Dave Ramsey's Financial Peace University)
Book Review: Great system
Summary: 5 Stars
This system is so much nicer than the basic version. Well made, and it has a place for everything.Book Review: Handy & Helpful
Summary: 4 Stars
It's not leather, but who cares? It looks nice, feels good and keeps me from overspending. I pay much more attention to how I allocate my money and have saved well over what I spent for the product in the few weeks I've had it. It's such a simple concept, but I feel like I've regained significant financial control already.
Cons: Envelopes are spiral bound, so really can't be replaced adequately. I suppose new ones will just have to be loosely placed in this wallet. Also, the envelopes tear very easily. I have to keep taping the edges.
Overall, I like it and am glad I bought it.
Book Review: Envelope system
Summary: 3 Stars
This is a wonderful addition to Dave Ramsey's Total Money Makeover. I used this for awhile and found it helpful. For some one who needs a preplanned or prepared program this is great. I found it similar to the regular envelope system I had used in the past.Book Review: After using this for 5 months...
Summary: 2 Stars
After vigorously using this exact system for 5 months it is starting to fall apart. Can you say cheap vinyl? The little loop on the outside for securing it shut has fallen off and appears as if it was only glued on to begin with. On the inside the vinyl has split at one of the folds and has bared the cardboard underneath. The envelopes inside are rather flimsy & all have torn on the edges & folds before I was done using them. I wound up using tape on them to keep them manageable.
Don't get me wrong. I am a huge Dave Ramsey fan and the IDEA of this envelope system is great! Using this system has saved me from overspending and has saved me a lot of money. Unfortunately, the EXECUTION of the manufacturing of this item has left a lot to be desired.
I am very disappointed in the quality of the materials for the price. Especially since it has Dave's name on it. Just last week I bought a wonderful REAL leather checkbook cover for only ten dollars here at Amazon. No vinyl, glue or cardboard involved in the manufacturing. That's what I will be looking for in my next envelope system cover.
Book Review: Not what I expected
Summary: 2 Stars
I found this system to be mostly useless. It doesn't have a good retention system for the envelopes (just a pocket which is difficult to access) and the envelopes are not much better quality than a regular mailing envelope. I guess I expected this "system" to be well thought out and of a higher quality. It is, in my opinion, poorly designed and constructed. I used it for a couple of weeks and it is now occupies a spot in the local landfill. Waste of money as far as I am concerned.
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