BestCredit: How to Win the Credit Game, 2nd Edition
by Dana Neal
List Price:
Our Price: $17.95
You Save: $12.05 (40%)
Availability: Usually ships in 1-2 business days
Category: Book
See more book details and other editions
Book Summary Information
Author: Dana NealEdition: Paperback
Audio: English (Unknown); English (Original Language); English (Published)
Published: 2006-04-01
ISBN: 1581605013
Number of pages: 437
Publisher: Paladin Press
Book Reviews of BestCredit: How to Win the Credit Game, 2nd Edition
Book Review: No Question - A Must Have If You're Serious
Summary: 5 Stars
This book should be the core book of your library on both (1) credit repair/restoration, and (2) debt elimination/reduction. Both are vital. Author Dana Neal has coined the term "Debt Fusion" to mean doing both at the same time. I can say from personal experience that it works, period! In July of 2009 I began using the remedies in this book to repair my own credit. At that time I had over $6,000 in credit card debt (3 different cards), another $1,500 in just plain outright bills, a truck I was upside down own, no job, no money and my unnemployment was running out. My FICO credit score was 591, and my credit reports were riddled with negative accounts, collection accounts and serious delinquiences. I purchased this book, along with Liz Pulliam Weston's book "Your Credit Score - Second Edition" and Shaun Aghili's book "The No-Nonsense Credit Manual." I began to not only read each of them, I devoured them! I studied them. I wrote notes in the margins. I bent down the corners of pages I wanted to come back to. I stuck post-it notes on important pages that I knew would help me and tabbed them, I hi-lighted relevant lines and paragraphs. When I was done with the first round, I re-read them! As I continue my own Debt Fusion actions, I constantly am going back and referring to these books. Best Credit, of the three I used, is the "Bible" and the core of my Debt Fusion library. It gave me the hope - the tools - and the confidence that I could actually do this: to take control of my financial life and begin my credit repair and debt elimination fight. You need energy, motivation and passion to begin such a frustrating, time consuming and often tedious process, but you also need the tools: the information, techniques that work and inside information that this book provides. I learned from these books, especially Best Credit, how to read and understand all that minutia in the credit reports that seemed like Greek. He shows you a step by step process of how to break down the information and accounts in the reports, and then how to prioritize it, and then how to tackle it. Today, in May 2010, I have no credit card debt, all my bills are paid, and after ten months of taking control of my credit reports - learning to understand what was in them and then taking action - my FICO score is 722. No joke. Next month I expect it to reach 731 when my credit card furnisher reports a $0 balance on my last card that I just paid off - which improves my "credit utilization" - the amount of actual debt (debt balance) in relation to the amount of credit available (debt to limit ratio). This is one of the main factors in your score as Neal explains, along with other important factors of how your score is determined. This book is comprehensive, and covers over 400 pages of credit information. You can skip sections that don't apply to you. He also gives practical real life stories and examples all through the book, that help explain and illustrate what he's talking about. I recommend all three books, but if you can only afford one - start with this one. Don't even hesitate. If you have the determination, and will stick with it and give it time, then this book and the others will definitely help you repair and improve your credit!
Summary of BestCredit: How to Win the Credit Game, 2nd Edition
Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and other unsecured debt to a fraction of what you owe!Personal Finance Books
Book Subjects
- Arts & Photography
- Biographies & Memoirs
- Business & Investing
- Children's Books
- Comics & Graphic Novels
- Computers & Internet
- Cooking, Food & Wine
- Entertainment
- Gay & Lesbian
- Health, Mind & Body
- History
- Home & Garden
- Horror
- Law
- Literature & Fiction
- Mystery & Thrillers
- Nonfiction
- Outdoors & Nature
- Parenting & Families
- Professional & Technical
- Reference
- Religion & Spirituality
- Romance
- Science
- Science Fiction & Fantasy
- Sports
- Teens
- Travel
Most talked about in Personal Finance Books
The Bond Book: Everything Investors Need to Know About Treasuries, Municipals, GNMAs, Corporates, Zeros, Bond Funds, Money Market Funds, and Moreby Annette Thau
McGraw-Hill; Published: 2000-11-02; Hardcover; Book
Best price: $6.33
Price in other shops:
The Essential Guide to Your 401(k)by Kenneth M. Morris, Virginia B. Morris, Lightbulb Press
McGraw-Hill Companies; Published: 2001-02-15; Paperback; Book
Best price: $5.99
Price in other shops:
Financial Security in Troubled Times: What You Need to Do Nowby Ric Edelman
HarperBusiness; Published: 2001-10-15; Hardcover; Book
Best price: $0.11
Price in other shops:
Discover the Wealth Within You Audiocassetteby Ric Edelman
HarperAudio; Published: 2002-04; Audio Cassette; Book
Best price: $0.99
Price in other shops:
Alpha Teach Yourself Personal Finance in 24 Hoursby Janet Bigham Bernstel, Lea Saslav
Alpha; Published: 2000-05-19; Mass Market Paperback; Book
Best price: $4.99
Price in other shops:
The Eleven Commandments of Wildly Succesful Womenby Pamela Gilberd
MacMillan Spectrum; Published: 1996; Paperback; Book
Best price: $3.30
Price in other shops:
Personal Finance: An Integrated Planning Approachby Bernard J. Winger, Ralph R. Frasca
Macmillan Coll Div; Published: 1993-01; Hardcover; Book
Best price: $8.50
Price in other shops:
Protecting Your Pension For Dummiesby Robert D. Gary, Jori Bloom Naegele
For Dummies; Published: 2007-07-30; Paperback; Book
Best price: $2.66
Price in other shops:
You Can Do It!: The Boomer's Guide to a Great Retirementby Jonathan D. Pond
HarperBusiness; Published: 2006-11-28; Hardcover; Book
Best price: $0.62
Price in other shops:
The Fundline Advisorby Richard Croft, Eric Kirzner
Harpercollins Canada; Published: 1998-10; Paperback; Book
Best price: $305.50
Similar Books and other products
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Lineby Curtis E. Arnold
FT Press; Published: 2008-06-16; Paperback; Book
Best price: $11.50
Price in other shops:
American Credit Repair: Everything U Need to Know About Raising Your Credit Score (Everything You Need to Know (McGraw-Hill))by Trevor Rhodes
McGraw-Hill; Published: 2008-04-24; Paperback; Book
Best price: $10.00
Price in other shops:
Credit Repair Kit For Dummiesby Steve Bucci
For Dummies; Published: 2008-07-28; Paperback; Book
Best price: $8.99
Price in other shops:
Credit Scores and Credit Reports 3rd ed: How The System Really Works, What You Can Do (Credit Scores & Credit Reports: How the System Really Works,)by Evan Hendricks
Privacy Times; Published: 2007-12-01; Paperback; Book
Best price: $14.15
Price in other shops:
Negotiate and Settle Your Debts - A Debt Settlement Strategy: Learn how to settle debts as low as 20 cents on the dollarby Mandy Akridge
CreateSpace; Published: 2009-10-05; Paperback; Book
Best price: $9.79
How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Todayby Jamaine Burrell
Atlantic Publishing Company (FL); Published: 2007-06-22; Paperback; Book
Best price: $12.47
Price in other shops:
Your Credit Score, Your Money & What's at Stake (Updated Edition): How to Improve the 3-Digit Number that Shapes Your Financial Futureby Liz Weston
FT Press; Published: 2009-02-19; Paperback; Book
Best price: $9.98
Price in other shops:
Credit Repairby Robin Leonard J.D., Margaret Reiter Attorney Attorney Attorney Attorney Attorney Attorney Attorney At
Nolo; Published: 2011-06-06; Paperback; Book
Best price: $15.02
Price in other shops:
Negotiate and Settle Your Debts: A Debt Settlement Strategyby Mandy Akridge
CreateSpace; Published: 2011-01-25; Paperback; Book
Best price: $11.83
Price in other shops:
Hidden Credit Repair Secrets: 2nd Editionby Mark Clayborne
CreateSpace; Published: 2010-11-10; Paperback; Book
Best price: $19.99